• Apply online and receive up to 15% discount off the basic premium when you purchase combined building and contents cover.*
• Apply online and receive up to 10% discount off the basic premium when you purchase building or contents cover.*

• Quote and apply now
• Retrieve a saved quote and apply now

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• Find out more about Residential Home Package

• Apply online and receive up to 7.5% discount off the basic premium when you purchase combined building and contents cover.*
• Apply online and receive up to 5% discount off the basic premium when you purchase building or contents cover.*

• Quote and apply now
• Retrieve a saved quote and apply now

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• Find out more about Investment Home Package

You can reduce the premium you pay on your policy by selecting a higher excess option for your building and/or contents.

Available excess amounts are listed below:

Residential Home Package

Selected Excess Options available for building and contents: $0*, $100, $200, $300, $500, $750, $1,000, $2,000, $5,000
* $0 excess option is only available for customers aged 50 years and over.

Please note, you will only have to pay the excess if you ever need to make a claim.

Investment Home Package

Selected Excess Options available for building and contents: $100, $200, $300, $500, $750, $1,000, $2,000, $5,000

Please note, you will only have to pay the excess if you ever need to make a claim.

Apply online and receive up to 10% discount off the base premium when you purchase Car Insurance.*

No Claim Discount
Our comprehensive policy can reward you with discounts on your car insurance for good driving and claims history. Our No Claim Discount savings start at 25% and go as high as 70%. We calculate your No Claim Discount by looking at the number of years you’ve been driving and your claims and accident history. This discount, when available to you, is in addition to any other discount or promotional offers.

Restricted Driver
The Restricted Driver option offers a reduction in premium when drivers under the age of 30 are NOT covered for any loss or damage to your vehicle.

Voluntary Additional Basic Excess
If you choose to pay an excess in addition to the basic excess, you will receive a discount off your premium. The higher your voluntary excess, the larger the discount.

• Quote and apply now

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• Retrieve a saved quote and apply now

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• Find out more about Car Insurance