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A flexible tax-effective investment
The Investment Growth Bond is an insurance bond that combines the benefits of a managed fund with the security and tax benefits of a life insurance policy.
The Bond provides a range of investment options in a simple tax-effective package. You can also take advantage of estate planning features such as the ability to nominate beneficiaries, or use the Bond as a savings vehicle for a childs future financial needs.
The Bond is simple because investment earnings do not have to be declared in your tax return unless you make a withdrawal within the first 10 years. Investors are free to switch (without personal tax consequences) between a range of seven investment options.
Using an Investment Growth Bond
Investment Growth Bond may be suitable for investors:
- Looking to invest tax-effectively over the longer term;
- In higher marginal tax brackets and looking to minimise taxable income;
- Looking to defer personal tax on investment growth to future years;
- Saving for the future financial needs of a child (eg. education expenses, deposit for first home, etc);
- Seeking certainty in estate planning and wealth transfer;
- Looking for an investment with little or no annual tax reporting and paperwork.
Performance report
- Click here for the latest monthly performance report.
- Download the Investment Options report – June 09
To find out more about the Investment Growth Bond
- Ask your financial adviser about the Investment Growth Bond
- Download the Product Disclosure Statement
- Download the Investment Growth Bond Simple Guide or Investors Guide
- If you do not have an Adviser, you can contact us on 1800 624 100 between 8 am and 6 pm (Sydney time), Monday to Friday and ask us to arrange for a Commonwealth Financial Adviser to call you to make an appointment.
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