To determine your contents sum insured, enter the Estimated Value for each applicable
item. The items shown serve as a guide only in calculating the replacement value
for your contents. Click the 'Calculate Total' button at the end to obtain an estimate
of the replacement value of your contents.
You may print this page as a guide and then use it to visit each room in your home
listing all contents items as you go. This guide should not be used for Investment
Home Package. Please
contact us for further information regarding this cover.
Please note that the replacement values used in the Building Sum Insured Calculator
and Contents Sum Insured Calculator are an indication of replacement values only
and do not take into account the effect of the Goods and Services Tax and related
changes to Commonwealth and State taxes.
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Choosing a replacement value for your contents
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General Items
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Carpet/Rugs |
$
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Clocks |
$
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Curtains/Interior Blinds |
$
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Linen |
$
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Pictures/Mirrors |
$
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Other |
$
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Wall Hangings |
$
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Sub Total |
$
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Bathrooms
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Toiletries/Make Up/Medicines |
$
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Hairdryer |
$
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Bathroom Scales |
$
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Shaver |
$
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Towels |
$
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Other |
$
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Sub Total |
$
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Lounge/Dining
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Lounge Suite |
$
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Books/Bookcases |
$
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Dining Suite |
$
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Television |
$
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Wall Units |
$
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Video Recorder |
$
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Dinner Services |
$
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Sound Equipment |
$
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Glassware |
$
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Piano/Organ |
$
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Cutlery |
$
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Wine/Spirits |
$
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Table Linen |
$
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Coffee Table |
$
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Ornaments/Lamps |
$
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Other |
$
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Sub Total |
$
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Bedrooms
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Note: Include All Bedrooms |
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Beds |
$
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Personal Effects |
$
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Bedding |
$
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Books |
$
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Lamps |
$
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Toys/Games |
$
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Clothing |
$
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Other |
$
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Sub Total |
$
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Study/Family Room
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Furniture |
$
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Musical Instruments |
$
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Personal Computer |
$
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Hobby Equipment |
$
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Books |
$
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Television |
$
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Sound Equipment |
$
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Other |
$
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Sub Total |
$
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Kitchen/Laundry
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Refrigerator/Freezer |
$
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Foodstuffs |
$
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Microwave Oven |
$
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Washing Machine |
$
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Dishwasher |
$
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Clothes Dryer |
$
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Other Appliances |
$
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Furniture |
$
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Crockery/Cutlery/Glassware |
$
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Television |
$
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Pots/Pans/Ovenware |
$
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Other |
$
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Sub Total |
$
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Storage Area
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Luggage |
$
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Other |
$
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Stored Items |
$
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Sub Total |
$
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Garden Areas
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Barbeque |
$
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Pool Equipment |
$
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Outdoor Furniture |
$
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Leisure Equipment |
$
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Above Ground Pool |
$
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Other |
$
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Sub Total |
$
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Garage
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Lawn Mower/Garden Items |
$
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Camping Equipment |
$
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Cycles |
$
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Leisure Equipment |
$
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Tools |
$
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Other |
$
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Sub Total |
$
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Plus Other Items Such As: (known as Special
Limit items)
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Jewellery |
$
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Watches |
$
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Stamps, stamp collections, collectors' pins, medals, un-circulated mint issue or
proof coins or notes, ancient or rare coins and sovereigns, curios or objects valued
as curiosities and any other collections and memorabilia of any type |
$
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Commercially recorded accumulations of CDs, DVDs, records, audio or video tapes,
legal or authorised downloads of any media, games designed to be played on game
consoles, computer software and discs or any other recorded media |
$
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Alcohol including wine accumulations |
$
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Solid gold and silver, bullion, sovereigns |
$
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Pictures, prints, portraits, sculptures or artwork |
$
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Non-motorised watercraft |
$
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Alcohol including wine accumulations |
$
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Hand woven carpets or rugs |
$
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Sub Total |
$
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Residential Home Package
Special limit items are contents items which have a limit on the amount we will
pay, unless you choose to insure for a higher amount. You will need to list the
item and the amount you want to insure it for. The item will then be listed on your
policy schedule. It will be called a specified contents item. For more details on
special limit items, please see page 29 of the PDS.
If your contents includes expensive items of an unusual nature or jewellery, you
should obtain the services of a qualified valuer.
Specified contents items are not covered for accidental loss or damage or for any
loss outside your property. For a more complete cover for your personal items of
value, you should consider Personal Valuables cover.
Contact us to find out more.
For a more complete cover for your personal items of value in the building or when
you take them away from your building, or accidental loss of items within your building,
we recommend you consider insuring these items under Personal Valuables cover.
Contact us to find out more.
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